Are there gaps in your insurance?

One of the requirements of being a HETAS registrant is that your business insurance meets the minimum levels of cover for your industry. This means that you must have a minimum of £2 million public liability cover in your policy. HETAS Insurance Services has worked closely with insurers to ensure that the cover we offer meets those requirements.

Commercial Vehicle Insurance

Why you need commercial vehicle insurance When you rely on your van to get you to “jobs”, it’s important that you have the right insurance in place. How would you manage your work if your vehicle was taken off the road due to an accident or damage? That’s why our team at HETAS Insurance Services Read More…

National Minimum Wage

Are you compliant with the national minimum wage and living wage? This months blog from HETAS Insurance Services In 2019 the Government made changes to the national minimum wage (NMW) and the national living wage (NLW) in the United Kingdom, effective from 1 April. All employees over school leaving age are entitled to the minimum Read More…

Mental Health Week

Mental Health Awareness Week 2019 Monday 13 May marks the start of Mental Health Awareness Week 2019. The week is hosted by the Mental Health Foundation each year, and the theme for 2019 is body image. Focusing on how we think and feel about our bodies. Mental health affects how individuals think, feel and act. Read More…

What is Public Liability Insurance

What is public liability insurance and why do you need it? Public Liability insurance is an essential type of business cover for companies who conduct work on client’s premises, or who have members of the public attending their own premises. What does public liability insurance protect you from? The cost of damage to a third Read More…

Subcontractors

Bona fide and Labour only sub contractors? If you regularly use contractors it’s important that you are aware of the type of subcontractors you are hiring – specifically labour only or bona fide?  Not understanding the difference between these two types of contractors can put your business at risk from fines, penalties or claims. Labour Read More…